I definitely agree. Best-case scenario: the scene was more about Elizabeth's character, to give us something to go "huh?" about.

Somehow, I don't think Jack intended to ever pay up on his debt. He's cheeky like that. ....well, duh.

Still, his agreeing with Gibbs at first WAS awfully suspect. That didn't sit right with me. I mean, the loading up the rum for ammunition made me squirm and giggle, but that...no. Not our Jack.

D-M